Few Lines about "Educational Loan"
1. In today's competitive world, the cost of education continues to rise significantly.
2. This creates a financial problem for students and their parents.
3. The cost of students' education is higher than their parents expect. Therefore, there is a risk that they will stop halfway through their studies.
4. To prevent them from dropping out of education, the government has set up a bank loan scheme for them.
5. Educational loan attempts to meet the educational aspirations of the society.
6. A student is the main borrower. A parent, spouse or sibling can be the co-applicant.
7. It is offered to students who want to pursue higher education in India or overseas.
8. It can be taken for a full time, part time or vocational course and Graduation or Post Graduation.
9. There is no security required for the loan amount up to 34 lakhs. The loan is repaid by the student generally after the employment.
10. Students can apply through "Vidya Lakshmi Portal Education Loan Scheme" or some other educational plan.
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